How is Skyline different than a bank?
Skyline is a full-service loan brokerage; we are not a direct lender. Banks are direct lenders that lend from their deposits directly to their customers. Banks carry a limited number of conventional loan products like term loans and lines of credit.
Skyline partners with dozens of private lenders who are ready to lend to business and commercial real estate borrowers like you. Because we partner with so many lenders, we offer numerous financing alternatives to multiply your funding opportunities with the right type of capital.
Banks are also highly regulated to ensure the safety of depositor’s money. As a result, banks are conservative in their lending practices and have very tight credit criteria, especially for commercial loans. Skyline’s lenders are non-depository lenders. They are lending privately sourced money, so they have far more choice in setting their credit criteria, and all lenders are unique. A turndown for one, may be just the deal another is looking for. Tapping into Skyline’s deep lending network and product line multiplies your potential to get funded.